Global • Inflation-adjusted • Corpus • Monthly income
Retirement Calculator (Global)
Plan retirement with globally usable assumptions: estimate your required retirement corpus, monthly retirement income, and years to reach your target using inflation and expected return.
Target corpus (today)
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Target corpus (at retire)
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Years to target
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Monthly income (today)
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Results & projection
We compute target corpus from desired income and SWR, inflate to retirement date, then project your savings.
Projected savings at retirement
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Target corpus (with buffer)
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Status
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Goal progress
Projected savings vs target corpus.
0%
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100%
Needed monthly income at retirement (inflation-adjusted)
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SWR annual withdrawal (target)
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Projection table (yearly)
Shows savings growth until retirement.
| Year | Age | End balance | Progress |
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Retirement FAQs (Global)
Short answers designed for humans and answer engines. (No mystical financial wizardry, just math.)
How is the target corpus calculated?
Target corpus ≈ (annual retirement spending) ÷ (SWR). If monthly income needed today is M,
annual spending today is 12×M, then we inflate it to retirement date using inflation.
What is SWR (Safe Withdrawal Rate)?
SWR is a rule-of-thumb for how much you can withdraw each year from a portfolio without running out too early.
Common values are 3%–4%, depending on risk tolerance and market conditions.
Why include inflation?
Your future expenses will likely be higher. Inflation-adjusting helps you avoid underestimating your retirement needs.
Is this financial advice?
No. It’s a planning calculator. Real outcomes depend on taxes, asset allocation, sequence-of-returns risk, healthcare costs, and local rules.